Growth and Maintenance of Small Businesses: an experience of qualitative evaluation of a public credit policy in Sudene's area of activity

Uma experiência de avaliação qualitativa de uma política pública de crédito na área de atuação da Sudene

Abstract

This work consists of an evaluative research of the execution and results of the FNE MPE Program, created and operated by Banco do Nordeste do Brasil S / A (BNB), in the period between 2009 and 2017, and implemented throughout the area of Sudene. Initially, the methodological process consisted of a bibliographic and documentary analysis of the insertion of the Program within the scope of public policies of regional development and occupation and income, followed by an internal, non-experimental evaluation, from the collection of primary data. and secondary, in order to answer the question as to how far the FNE MPE fulfills the purpose for which it was created. In the execution evaluation, data were collected and processed in BNB's operating systems, with the purpose of inferring whether the financing granted complied with the guidelines established in the annual schedules approved by Condel-Sudene. The evaluation of results, developed from documentary and field researches, aimed to analyze if the hiring performed met the credit purposes and if there was growth, maintenance or reduction of the company's performance. From the treatment and analysis of the data, it was possible to infer that the financing, in large part, met the annual planning and the credits granted contributed to the growth and maintenance of the companies.